This investment calculator estimates the future value of a starting balance plus regular monthly contributions, given an expected annual rate of return. It also compares total contributions to total growth.
Use it to explore long-term saving plans for goals like retirement, education, or a house down payment, and to see how starting early and investing consistently can compound over time.
Enter your information in the fields above, run the calculation, and review the result to understand what it means for your situation.
Look at the output in the context of your overall goals rather than in isolation. Consider how sensitive the result is to changes in your inputs (for example, adjusting the amount, rate, or time) to understand which factors matter most.
This tool is a simplified model and does not capture every nuance of real life. Treat it as a planning aid, not a guarantee. For important financial or health decisions, combine these results with professional advice and more detailed analysis.