IRA Calculator

Retirement Calculator
Estimate your retirement savings based on current savings and monthly contributions.
Enter your details and click Calculate to estimate your retirement savings.

What this calculator does

This retirement calculator projects how your savings could grow between now and your planned retirement age. It takes into account current savings, ongoing contributions, expected investment return, and inflation.

Use it to explore "what if" scenarios: how retiring earlier or later, saving more each month, or earning a different return rate affects your future nest egg and its purchasing power.

How to use this calculator

Enter your information in the fields above, run the calculation, and review the result to understand what it means for your situation.

How to interpret your result

Look at the output in the context of your overall goals rather than in isolation. Consider how sensitive the result is to changes in your inputs (for example, adjusting the amount, rate, or time) to understand which factors matter most.

Limitations and notes

This tool is a simplified model and does not capture every nuance of real life. Treat it as a planning aid, not a guarantee. For important financial or health decisions, combine these results with professional advice and more detailed analysis.